Gross vs take-home overtime
Gross overtime is the amount before tax and deductions. Take-home overtime depends on withholding, FICA, state or local taxes, benefits, and paycheck deductions.
Overtime calculator with taxes
Overtime Calculator With Taxes
Estimate gross overtime pay, then add simple tax-rate and deduction assumptions to see a planning-level take-home estimate.
Last reviewed: September 21, 2026
Estimate onlyThis is a rate-based estimate, not a payroll withholding engine. Real checks depend on W-4 settings, benefits, employer payroll settings, and current tax rules.
Gross and take-home estimate
Overtime calculator with taxes
Enter overtime hours and simple tax-rate assumptions to compare gross pay, estimated taxes, take-home pay, and keep rate.
Take-home estimate
Use your own tax-rate assumptions. FICA is estimated at 7.65% and does not model wage bases or special payroll rules.
Advanced mode
Weighted overtime estimate
Use this when one workweek includes more than one hourly rate and straight-time pay for all hours is already counted.
Rate 1
Rate 2
- Weighted regular rate
- $24.44
- Overtime premium
- $61.11
- Estimated gross pay
- $1,161.11
Why this uses tax rates you enter
A full paycheck engine would need filing status, W-4 details, pay frequency, deductions, state tables, local taxes, and payroll rules. This page stays lightweight and transparent.
What FICA means here
The calculator uses a simple employee-side FICA estimate for Social Security and Medicare. It does not model wage bases, Additional Medicare Tax, or employer-side payroll taxes.
When to use the no-tax page
Use the no-tax overtime calculator when you specifically want to estimate the federal qualified overtime premium deduction rather than paycheck take-home.
Frequently asked questions
Is this a full payroll calculator?
No. It is a lightweight estimator using simple rates you enter. Use payroll software, employer records, or a tax professional for official numbers.
Can I enter zero state tax?
Yes. Enter 0 for any tax category that does not apply or that you do not want to model.
Does this include the no-tax overtime deduction?
Not directly. Use the dedicated no-tax overtime calculator for qualified overtime deduction estimates.
Official references
Use official sources for workplace, payroll, and tax decisions. This site provides planning estimates only.
Important limits
This calculator provides estimates only. It does not decide whether you are legally entitled to overtime, whether an employer is compliant, or what your final paycheck or taxes should be. Overtime rules can vary by jurisdiction, exemption status, bonuses, commissions, employer policy, and other pay types.