What this overtime tax calculator does
The calculator starts with gross overtime pay, then subtracts user-entered federal, state, and local tax-rate assumptions, FICA, and paycheck deductions. It is intentionally lighter than a full payroll engine.
Overtime tax calculator
Overtime Tax Calculator
Estimate how much overtime pay may remain after simple federal, FICA, state, local, and deduction assumptions. This is built for quick planning, not final payroll withholding.
Last reviewed: September 21, 2026
Estimate onlyOvertime is usually taxed as ordinary wage income. This calculator uses rates you enter, plus a simple FICA estimate, so your real paycheck can differ.
Gross and take-home estimate
Overtime tax calculator
Enter your hourly rate, overtime hours, pay period, and simple tax-rate assumptions to estimate gross pay and take-home pay.
Take-home estimate
Use your own tax-rate assumptions. FICA is estimated at 7.65% and does not model wage bases or special payroll rules.
Advanced mode
Weighted overtime estimate
Use this when one workweek includes more than one hourly rate and straight-time pay for all hours is already counted.
Rate 1
Rate 2
- Weighted regular rate
- $24.44
- Overtime premium
- $61.11
- Estimated gross pay
- $1,161.11
Why overtime can feel heavily taxed
Overtime can push more of a paycheck into withholding, and payroll systems may also withhold Social Security, Medicare, state, local, benefit, or post-tax deductions. That does not mean overtime has a special tax rate.
Use your own rates
Because withholding depends on W-4 settings, filing status, pay frequency, deductions, and state or local rules, this page lets you enter simple rates instead of pretending to know your exact paycheck.
No tax on overtime context
If you are exploring the federal qualified overtime deduction, use the dedicated no-tax calculator to estimate the overtime premium portion that may qualify under current IRS guidance.
Frequently asked questions
Is overtime taxed at a higher rate?
Overtime is generally wage income. Your paycheck withholding can look higher because the check is larger or because payroll withholding formulas apply to that pay period.
Does this calculate my exact refund or tax return?
No. It estimates a paycheck-style take-home amount using simple rates you enter. Use IRS forms, payroll records, or a tax professional for filing decisions.
Does this include FICA?
Yes, it includes a simple 7.65% employee-side FICA estimate for Social Security and Medicare, without wage-base or special-case modeling.
Official references
Use official sources for workplace, payroll, and tax decisions. This site provides planning estimates only.
Important limits
This calculator provides estimates only. It does not decide whether you are legally entitled to overtime, whether an employer is compliant, or what your final paycheck or taxes should be. Overtime rules can vary by jurisdiction, exemption status, bonuses, commissions, employer policy, and other pay types.